Solutions · Insurance
Fifteen hours a year, every distributor, every member state.
Insurance distribution carries one of the clearest continuing training rules anywhere: a minimum number of hours every year, for everyone involved in distribution. In some markets the business has to produce the proof years afterwards. aircpd keeps that proof continuously, so a five-year lookback is a search rather than a scramble.
The shape of the problem
Insurance distribution is a distributed workforce problem. Brokers, tied agents, appointed representatives and employees are scattered across branches, networks and independent firms, and they move between them. The obligation follows the person, but the proof usually sits with whoever employed them at the time.
Add product-specific training, ethics minimums, and the fact that the evidence may be requested years later, and the administrative load falls on a licensing or distribution compliance team who spend their year chasing.
How the rules vary
Where aircpd helps
Proof that is already there.
aircpd builds the record as the year goes along. When a regulator asks for five years of evidence for a named distributor, you search rather than reconstruct.
One configuration, twenty-seven markets.
The pan-EU baseline is modelled once, with national overlays on top. Expanding into another member state is a configuration change rather than a project.
A record that survives a move.
Distributors change agency and network. The record belongs to the person, so their history does not reset every time they move, and neither does your evidence for the period they were with you.
Every deadline in one view.
Annual hours, ethics floors and one-off product training across a whole sales force, by branch, network or team.
“Every insurance distributor in the EU owes at least 15 hours of training a year. In Germany the business must be able to produce five years of proof on demand.”
Who this is for
The annual hours, the product training and the deadlines across a whole distributed force, with the proof kept continuously.
Regulators and professional bodies are named to illustrate the markets aircpd is designed for. No partnership or endorsement is implied. Requirements change: this page is a guide, not legal advice.
Start with the record you already have.
Connect your calendar and files, and aircpd will show you the CPD you've already completed this year. Most people are further along than they think.